Who we are
The Barristers' Sickness and Accident Fund was established
in 1962 to provide sickness and accident insurance for
members of the NSW Bar Association. The Fund is a separate
entity to The NSW Bar Association and is managed by a
trustee company, The Barristers Sickness and Accident Fund
Pty Ltd. Seven Directors, who are practising barristers,
control the Fund and determine both proposals and claims.
Bar Cover is a registered business name of Barristers Sickness & Accident Fund Pty Ltd. For our Business names and registration numbers click here
For further details, including Directors and service
providers, click here
To read our financial services guide, click here
Claims are processed promptly.
Benefits are paid by instalments if you are disabled for a protracted period.
You can review your weekly benefit annually.
How To Join
You must be a practising barrister and an Ordinary Member - Class A of the New South Wales Bar Association or an Ordinary Member - Class B of the New South Wales Bar Association.
You should read the Fundís Product
Disclosure Statement (PDS) before proceeding. You can
download the PDS here.
If you wish to join the Fund you must complete a
Proposal Form providing
information which includes your medical history. Sometimes a
medical examination is required. You can download a Proposal
Form here, or contact
the office to have one sent to you.
You must select the weekly benefit you require ($100 to
$10,000) subject to the benefit selected not exceeding your
average gross weekly income from practice as a barrister
during the preceding 12 months. In the case of members newly
admitted to the Bar, this limitation will be given special
consideration in light of specific information submitted
with the proposal.
Once your proposal for insurance is approved, you must pay
the annual premium
You choose a weekly benefit from $100 in $100 increments up
to a maximum of $10,000, depending on the level of your
income during the preceding twelve months.
Annual premiums are a percentage of the weekly benefit
chosen, based on five year age-bands up to the age of 69.
Cover is not offered after that age.
Your entitlement to claim under the policy is set out in the
Policy Schedule. You can
download the Claim Form